If you financed your car through a Mercedes PCP car loan agreement, you could be eligible for a refund if you were mis-sold the agreement. Many customers were not fully informed about all fees, interest rates, commissions, or associated risks. Unfortunately, this lack of transparency has resulted in many people unknowingly overpaying, much like the PPI mis-selling scandal that shook the UK financial sector.
Hidden commission payments, inflated interest rates, and unclear contract terms are now under scrutiny, and experts believe this could become one of the largest consumer claims in recent years. At Clear Cut Legal, we simplify the entire process for you—so there’s no need to stress about finding paperwork, checking agreements, or chasing financial providers.
How Do We Build Your Claim?
At Clear Cut Legal, our team specialises in handling mis-sold PCP car finance claims. We ensure every detail of your case is thoroughly reviewed to uncover potential grounds for a refund.
Here’s how we work for you:
- Comprehensive Agreement Review: We’ll carefully examine your car finance agreement for evidence of hidden commissions, inflated interest rates, and mis-sold terms.
- Simplified Documentation Process: If you don’t have your agreement numbers or paperwork, we’ll help locate these for you—so you don’t need to search Experian files or credit reports yourself.
- Expert Case Assessment: Our team will identify whether Mercedes-Benz Financial Services UK Ltd failed to provide a clear breakdown of costs, fees, or risks when the agreement was sold to you.
- Building a Strong Claim: Using our findings, we’ll create a robust claim and manage all communications with Mercedes-Benz Financial Services UK Ltd.
Why Let Clear Cut Legal Handle Your Claim?
Pursuing a refund for a mis-sold PCP car loan can feel overwhelming, especially when dealing with large financial providers. At Clear Cut Legal, we take the stress off your shoulders.
No Win, No Fee Service:
You only pay if your claim is successful.
Hassle-Free Process: From collecting documents to submitting claims, we manage it all.
Expert Representation: If necessary, we’ll escalate your case to the Financial Ombudsman Service (FOS)—a free, impartial body that resolves disputes. This ensures you have the best chance of securing a refund.
The Impact of Mis-Sold PCP Agreements
Mis-selling within the car finance industry has left thousands of UK motorists out of pocket. Hidden commissions, in particular, are at the heart of these claims. For example, some agreements included significant commission payments to car dealerships without disclosing these to customers. This lack of transparency could mean you’ve paid more than necessary on your car loan.
If you financed your car through Mercedes-Benz Financial Services UK Ltd, you may have experienced inflated interest rates to cover undisclosed commissions. Lack of clear explanations regarding contract terms and associated risks or even High-pressure sales tactics without proper financial advice. At Clear Cut Legal, we’ll determine whether your agreement was mis-sold and work tirelessly to reclaim any money you are owed.
Act Now: Don’t Miss Out on Your Refund
The PCP finance mis-selling issue continues to gain momentum, and you don’t want to miss your opportunity to reclaim what is rightfully yours. A successful claim could result in a significant refund for overpayments, hidden fees, and more.
Contact Clear Cut Legal today for a free consultation. Let us handle every step of the process and help you take back control of your finances
